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Anyone else feel the earthquake?

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  • #46
    Any insurance people out there, are standard homeowners policies in need of earthquake insurance?


    llinois experiences one earthquake a year on average. Only one quake in 20 years causes damage.

    • The last reported damage-causing earthquake measured 5.0 and centered in southeastern Illinois near Lawrenceville and Olney in June 1987.

    • Serious damage occurs from a quake only once in every 70 to 90 years in the state.

    • The Illinois Geological Survey says devastating earthquakes in the Central U.S. occur only once in every 700 to 1,200 years.

    • The last major quake in the Midwest happened Halloween 1895 and was centered just south of Charleston. The magnitude was estimated 6.8 and people as far away as Pennsylvania reported feeling the tremor. Sill, no one was killed or injured and no buildings collapsed.

    • The New Madrid Seismic Zone, of which portions of Illinois are a part, experienced three huge quakes estimated at more than 8.0 on the Richter Scale during the winter of 1811-12. The region was sparsely populated so only a few injuries are known. But, the force appeared to reverse the course of the Mississippi River for a time and rang church bells in Boston. The power opened fissures, formed lakes, uprooted and snapped trees, sunk or raised large sections of land more than 20 feet and affected 600,000 square miles.

    • USGS scientists think a major quake occurs on the New Madrid Fault about once every 500 years. In 2003, the USGS predicted a 7 percent to 10 percent chance of an earthquake of the magnitude of 7.5 to 8.0 occurring along the New Madrid Fault in the next 50 years.

    Scientists estimate the likelihood of a damaging quake measuring 6.3 or greater in the Midwest in the next 15 years at 40 to 63 percent. The likelihood is nearly 100 percent one will occur in the next 50 years.

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    • #47
      Note: Do not live near New Madrid, lol
      Bradley Basketball... One Tradition; Underachievement. 2008-Current.

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      • #48
        Originally posted by Murph View Post
        Any insurance people out there, are standard homeowners policies in need of earthquake insurance?
        I am not in the insurance field, but have some knowledge here... Most homeowners insurance that I have seen does not cover earthquakes by itself. You have to purchase earthquake insurance separately.
        Some companies such as Allstate have dropped earthquake insurance coverage to limit the company from catastrophic losses...

        Hope this helps Murph.

        Allstate Insurance Co. says it is dropping earthquake insurance to most of its 407,000 quake customers nationwide as a part of a larger move to reduce
        Bradley 72 - Illini 68 Final

        ???It??™s awful hard,??™??™ said Illini freshman guard D.J. Richardson, the former Central High School guard who played prep school ball a few miles from here and fought back tears outside the locker room. ???It??™s a hometown thing. It??™s bragging rights.??™

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        • #49
          Originally posted by Beninator View Post
          I am not in the insurance field, but have some knowledge here... Most homeowners insurance that I have seen does not cover earthquakes by itself. You have to purchase earthquake insurance separately.
          Some companies such as Allstate have dropped earthquake insurance coverage to limit the company from catastrophic losses...

          Hope this helps Murph.

          http://www.insurancejournal.com/news...6/05/69165.htm

          State Farm here, guess I better make a call and see whats available.

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          • #50
            Originally posted by Murph View Post
            State Farm here, guess I better make a call and see whats available.

            Let me know what you find out. I bet the insurance companies have been swamped with this type of question today.
            Bradley 72 - Illini 68 Final

            ???It??™s awful hard,??™??™ said Illini freshman guard D.J. Richardson, the former Central High School guard who played prep school ball a few miles from here and fought back tears outside the locker room. ???It??™s a hometown thing. It??™s bragging rights.??™

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            • #51
              I was at work on the midnight shift, and the guy I was working with noticed our "situational awareness" monitor that is suspended from the ceiling was swaying back and forth and wondered why. I immediately said earthquake, although since we never get noticeable earthquakes here in Oklahoma I didn't really believe that was the reason. We found out a few minutes later though that an earthquake was exactly what it was. We were 466 miles miles away from the epicenter. So it was noticeable as far away as here in Tulsa.

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              • #52
                The quake this morning was the first I have ever felt. I remember the one happening a few years ago but was driving at the time and didn't notice. Today, I woke up and it felt like my bed was idling. I looked up, saw it was 4:30 in the morning and went right back to sleep.

                Didn't realize it was anything special until I saw the news.

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                • #53
                  Do you guys remember the quake 3 years ago? It was in the summer around 2am.

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                  • #54
                    Originally posted by BU_EMT128 View Post
                    Note: Do not live near New Madrid, lol
                    One thing I read, is this New Madrid is one really large plate, unlike California which is a bunch of smaller, fractured plates. A New Madrid quake would be experienced by a much larger area.

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                    • #55
                      Woke me up, I thought I was having a seizure for a second because my bed was shaking so much. Love that groggy, irrational fear.. The handles on my dresser were shaking, pictures on the walls vibrating... My sleigh bells were jingling more than anything, so it sounded a bit like Christmas (i have sleigh bells because i'm a musician).
                      Here's the deal, Wyoming for football, Bradley for basketball.

                      Surviving Orwellian message boards since 1984

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                      • #56
                        Originally posted by Guinness View Post
                        Do you guys remember the quake 3 years ago? It was in the summer around 2am.
                        Yes, it happened just as I was getting in for the night, but it didn't seem nearly as severe the quake last evening.
                        Here's the deal, Wyoming for football, Bradley for basketball.

                        Surviving Orwellian message boards since 1984

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                        • #57
                          I felt this one and got up at once and went to this web site. My thoughts were we got a commitment from a big. When that turned out not to be true, I figured my picture frames rattling on the walls and my dresser drawer handle banging ,it must have been an EQ. I was back to sleep by 4:39.

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                          • #58
                            Don't be surprised if you feel a few more rumbles sometime today. There has been about ten 2.0-3.0 magnitude aftershocks in southern IL in the last few hours. Probably barely enough to be felt down south but we might feel a rumble or 2 today. A 5.2 magnitude quake is fairly rare even to California. Maybe once a month or so and it's not felt in a broad area, so the chances your area being targeted is even slimmer. Interesting stuff.

                            Jason

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                            • #59
                              Anybody feel any of this one? I know there's been a bunch of small 2.0 to 3.0 quakes this weekend, but this one surprised me:

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